Who is responsible for strata?
Who is responsible ? If it is in a boundary wall, the owners corporation is responsible . If it is in an internal wall it is the lot owner’s, unless the pipe services more than your lot, in which case it is owners corporation responsibility . Plumbing under the floor is the responsibility of owners corporation.
Is Strata responsible for leaking shower?
While a leaking pipe could indeed be the likely culprit, an incorrectly sealed or damaged water membrane in the shower recess could also cause damage of this nature. With respect to the water damage caused to the walls and ceiling, this is generally covered by the Strata building Insurance policy.
Is waterproofing a strata issue?
In New South Wales , waterproofing is categorised as a major renovation work. Also, walls and shared plumbing are generally part of strata common property, and therefore usually owners corporation responsibility to fix and maintain.
What is covered under strata?
Strata insurance generally covers the building and common property and contents as defined on the title for the property. This might include common areas, garden equipment, wiring, lifts, swimming pools, car parks, walls, windows, gardens, ceilings and floors.
Is hot water covered by strata?
If you live in a strata block of units and your hot water is supplied from a gas or electric hot water system that is located in a common area of the building and also supplies other units, this is known as a ‘common hot water system’. In your circumstance it appears that the hot water unit is exclusive to your lot.
Does strata insurance cover water damage?
The intent of strata insurance is to cover claims for water damage that is sudden and accidental. In many instances, strata insurance will cover the hidden perils of burst or leaking pipes when physical evidence of damage is first noticed and a claim is made.
Does strata pay for plumbing?
When you live in, manage or own a strata property, you’ll have to deal with plumbing issues just like any other home, apartment or business facility. In general, anything inside the unit is the unit owner’s responsibility, while any common areas are the strata property owner’s purview.
Who is responsible for water leaks in flats?
Typically, an individual leaseholder will be responsible for pipes and other apparatus exclusively serving their flat even if they are not within the area of the flat . Any communal pipes or apparatus (eg water tanks) serving more than one flat will be the responsibility of the landlord or management company.
What repairs are body corporate responsible for?
1) When there is any damage or loss to common property, the owners’ corporation is responsible for the repairs . This also includes repairs to the item causing the damage such as a clogged gutter, a failed roof or a leaking pipe.
Are balconies covered by strata?
In New South Wales , if the strata plan was registered before 1 July 1974, the balcony walls including the windows and door and their working parts are generally part of the lot and the lot owner’s responsibility for maintenance and repairs (unless there is a notation on the strata plan or the balconies are not shown on
Do you need strata approval for bathroom renovation?
The NSW Fair Trading details that any minor or major renovations will require the approval of the strata committee before commencing. While under major renovations , it is specified that any waterproofing work (which will be inclusive in bathroom tiling) requires approval .
Does strata insurance cover internal walls?
Strata insurance usually includes cover for common areas such as gardens, lifts, walls , windows, pools, ceiling and floors. If there are gaps in cover , you may need to look to your contents cover under your home insurance policy to cover it.
What does strata insurance generally not cover?
Generally speaking, items that aren’t covered by strata insurance include internal fittings and fixtures, lights, carpets, floorboards, furniture, electrical items, jewellery and other personal belongings.
Is home insurance covered by strata?
Under a strata scheme in NSW , the owners corporation is legally required to take out strata insurance cover for the building, common property and common contents managed by the owners corporation. Reinstatement and replacement insurance for buildings on common property .
Does strata insurance cover building defects?
Strata insurance and defects Common building defects include design flaws, plumbing and drainage issues, defective roof coverings and faulty wiring. Strata building insurance policies typically have exclusions relating to building defects (both the known and the hidden ones).